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How to Combine Colors and Materials in Interior Design: A Designer’s Guide

  • Writer: Ирина Колб
    Ирина Колб
  • Jun 21
  • 4 min read

Updated: Jun 27

Colors and materials aren’t just finishing touches — they’re the foundation of how a space feels. You might have a great layout or perfect lighting, but if the palette is off, the room won’t feel right.

Whether you’re renovating your home or planning your first remodel, here’s a designer-approved guide to combining colors and materials with confidence — even if you’re not a design expert.


Neutral living room with a large window, gray sofa, white curtains, and a fiddle leaf fig tree, showcasing balanced natural light and soft textures.


1. Start with a Dominant Tone to Combine Colors and Materials Effectively


Every well-balanced room starts with one clear question: What mood do you want the space to create?


That mood is defined by your dominant tone — warm or cool — which sets the emotional temperature of the room.

  • Warm tones like terracotta, beige, or caramel feel cozy and grounded

  • Cool tones like gray, soft sage, or light blue feel airy and calm


Once you choose a direction, build a clear hierarchy of colors:

  • Primary color — your base: walls, flooring, large furniture

  • Secondary color — supporting elements like rugs, curtains, or cabinets

  • Accent color — used sparingly for contrast: pillows, artwork, accessories

Pro tip: Stick to 3–4 key colors per room. This keeps the design cohesive and intentional — not busy or random.


2. Balance Hard and Soft Materials


Design isn’t just about how things look — it’s about how they feel. The best spaces have a mix of hard and soft surfaces that work together to create comfort and contrast.

  • Hard materials: wood, stone, glass, tile, metal

  • Soft materials: fabric, rugs, upholstery, curtains, plaster


Too many hard surfaces can make a room feel cold or harsh. Too many soft surfaces can feel mushy and undefined. The sweet spot is somewhere in between.

Example: If you install a polished marble fireplace, balance it with a textured rug, a boucle sofa, or soft linen drapes.

A good mix of textures invites touch and adds visual depth. It’s what turns a room from nice into memorable.


Cozy interior in warm neutral tones with textured plaster wall, ribbed fabric sofa, chunky knit throw, and sculptural decor, illustrating tonal layering.


3. Let Natural Light Guide Your Palette


Light changes everything. The same paint color or material can look completely different depending on the direction and amount of natural light in the room.

  • North-facing rooms get cooler, dimmer light — warm tones can help balance it

  • South-facing rooms get warm, direct sun — cooler tones can create harmony


Always test your materials:

  • Don’t rely on tiny swatches or store lighting

  • Use large samples (12” x 12” minimum), taped to the wall or floor

  • Check them at different times of day and in different parts of the room

Designers never pick finishes under fluorescent lights. Real light, real space, real results.

Want to know what else to consider when choosing paint? Read our post: How to Choose the Right Interior Paint.



4. Mix Textures — But Keep One as the Anchor


Texture is what brings a space to life. It makes a neutral room feel rich and layered. But too many competing textures can feel chaotic.

The key is to choose one or two anchoring materials — something quiet and consistent — and then layer in more expressive textures around it.


Example combinations:

  • Matte stone flooring + linen curtains + aged brass hardware

  • Natural oak cabinetry + brushed metal + plastered walls


By giving the eye somewhere to rest, you allow other textures to stand out. Texture doesn’t mean loud — it means intentional contrast.

Texture is what keeps neutral interiors from feeling boring or flat.

Flat lay of natural materials including stone samples, fabric swatches, and driftwood, arranged for a material mood board in interior design planning.


5. Yes, You Can Mix Warm and Cool Materials — Here’s How


Many people believe they have to choose between warm tones (like oak or terracotta) and cool tones (like gray or chrome). But great interiors combine both — and that’s what makes them feel layered and natural.


The secret is simple: repeat each tone or finish at least two or three times throughout the room so it doesn’t feel like a random choice.


Example pairings:

  • Cool gray walls + warm walnut furniture + walnut mirror frame

  • Charcoal tile + brushed gold fixtures + gold-framed artwork

  • Soft white walls + chrome lighting + terracotta pottery

Balance and repetition make mixed tones feel intentional — not accidental.


6. Combine Colors and Materials Using a Moodboard or Sample Board


Trying to “see it all in your head” is risky — even for professionals. Instead, build a moodboard:

  • Collect physical samples of flooring, paint, tile, and fabric

  • Lay them out on a neutral background

  • Look at them together: Do they clash? Do they complement? Do they reflect the mood you want?

This is standard practice in every design studio — and it works just as well at your kitchen table.

What clashes on the board will clash in the room. Better to find out now, not after installation.

Open-plan kitchen and living area with wood cabinetry, modern light fixture, and a mix of soft and hard materials, demonstrating harmonious design elements.


Final Thoughts from a Designer


  • Let your materials do the storytelling — marble says one thing, reclaimed wood says another

  • Use contrast intentionally: rough vs smooth, light vs dark, matte vs gloss

  • Don’t chase trends. Choose combinations that feel like you — and that you’ll still love five years from now


A well-designed room doesn’t just look beautiful — it feels calm, complete, and effortless.




Dreaming of a beautiful, well-finished space? We handle home renovations in Chicago and the northern suburbs — and we’re here to turn your design ideas into reality. Get a Free Estimate

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